6 Best High-Yield Savings Accounts (HYSAs) of 2025 + The Costly Military Money Mistake
Bryson Saunders | February 21st Edition
The Costly Mistake That’s Losing You Thousands
If you use Navy Fed, USAA, or any regular savings account, you’re losing thousands without even realizing it. I kept my money in a Navy Fed savings account for 3 years and made absolutely no money, simply because I didn’t know any better. I thought, well Navy Fed is a military first company, so surely my money’s best kept in their hands.
WRONG.
Fast forward three years, I made absolutely no money in interest and inflation beat me down like morning PT. That’s when I discovered high-yield savings accounts—and realized my money had been sitting in the wrong place all along. Don’t make the same mistake I did—get your savings into a high-yield account today.
Disclosure: Some links in this post are affiliate links, meaning I may earn a commission at no extra cost to you. This helps support my work in bringing you the best military finance content!
What is a High-Yield Savings Account (HYSA)?
Put simply, a high yield savings account (HYSA) is a solid alternative to traditional savings accounts that actually pays you real interest on your money. Instead of earning next to nothing at Navy Fed or USAA (we’re talking 0.25% or less), a HYSA can offer rates of 3.5-4.3% or more—that’s 14-17x higher.
The moment I switched my money to a HYSA, I earned $1,777.39—for doing absolutely nothing. Just letting my money sit inside the account. That’s free money.
Top 6 High-Yield Savings Accounts for 2025
If you're ready to start making your savings work for you, I did the research so you don’t have to. Based upon APY’s (annual percentage yield), and cash bonuses, I have created a list with the top 6 best HYSA below!
So, stop letting your savings wither away in a regular savings account and switch to a high-yield savings account today.
TSP & Market Performance This Week
🔎 Quick Takeaway:
I Fund Leads the Gains: International markets had the strongest performance this week, with the I Fund up +2.19%, outpacing all other TSP funds.
C and S Funds Show Solid Growth: The C Fund gained +1.22% and the S Fund rose +1.17%, signaling continued strength in large- and small-cap stocks.
Steady Climb for G and F Funds: The G Fund (+0.09%) and F Fund (+0.29%) posted small but positive returns, maintaining stability for conservative investors.
Bottom line: All TSP funds are up this week, with strong momentum in international and equity markets.
Pro Tip: While TSP performance is key for long-term investing, keeping your savings in a high-yield account can maximize your short-term returns. Want to grow your savings alongside your TSP?
How to Use Your VA Loan Like an Investor
Most service members don’t realize this, but you can use your VA loan to buy up to four units—live in one, rent out the others, and potentially have your tenants cover your mortgage while you earn passive income and build wealth. 💰🏡
I’ve put together a step-by-step guide that breaks it all down—no fluff, no confusing jargon, just actionable steps to help you maximize your VA loan like a pro. The Ultimate Guide to Mastering The VA Loan.
Military Discount of the Week: Bavarian Alps Getaway
🏔 Getaway in the Bavarian Alps – Exclusive military resort in Garmisch, Germany, with stunning mountain views, skiing, hiking, and plenty of nearby experiences like the Neuschwanstein castle and a thrilling alpine coaster!
📍 Who’s Eligible? Active duty, retirees, and DoD civilians.
Check out our free guide right here for step-by-step booking instructions and more!
Final Thoughts: Take Action Today
I hope you took something valuable from this week's newsletter—whether it's finally opening a HYSA, optimizing your TSP, or booking that dream getaway to the German Alps.
Whatever you do, keep maximizing your wealth and mastering your military benefits!
Thanks for reading. Stay in the loop and follow me below for more timely finance content!
Very respectfully,
Bryson Saunders
Affiliate Disclosure: Some of the links in this blog post are affiliate links, meaning I may earn a commission at no extra cost to you. This helps support my work in bringing you the best military finance content. I only recommend products and services I personally trust.
Disclosure: This content is for informational purposes only and does not constitute financial advice.